What Are Common Scams Targeting People in Foreclosure?

Watch for: companies demanding upfront fees to "guarantee" a loan modification (illegal under federal law for most for-profit modification services); "rescue" schemes asking you to sign your deed over to a third party who promises to lease it back to you (you often lose the home entirely); anyone urging you to stop contacting your lender directly; forged or fake government-affiliated names or seals; and pressure to sign documents quickly without review.

If it sounds like a guaranteed fix for money upfront, or asks you to cut off communication with your actual servicer, walk away and get a second opinion from a free, verified source.